Shared Ownership

Overview

Owning your own home could be closer than you think.

Shared Ownership is an affordable way to buy a brand-new home, whether you're taking your first step onto the property ladder or looking for a home that suits your future.

Instead of buying a property outright, you purchase a share of your home and pay a reduced rent on the part you don't own. You can start with as little as a 10% share, making home ownership more accessible with a smaller deposit and mortgage than buying on the open market.

As your circumstances change, you may be able to buy more shares in your home over time. The more of your home you own, the less rent you'll pay.

With a choice of modern, energy-efficient homes and a flexible route to ownership, Shared Ownership can help you find a place to call your own.

Find out more about how Shared Ownership works